When the cyclone season ends in the Atlantic and Caribbean basins, the parameters of the hurricanes formed are examined, and then entered into the long historical available series. This fully developed database is exactly what makes renowned scientists like Richard J. Murnane, from the Bermuda Institute of Ocean Sciences, question its completeness and accuracy. Trébol is the first to publish his analysis, with obvious implications for risk managers and catastrophe models.

Asking the suitable questions is the best way to obtain the right answers, especially when combined with a certain degree of psychology. This is how Dr. Ana Villanueva, Chief Medical Officer at MAPFRE RE, explains the formula to draw the thin line that separates intentional misrepresentation from non-disclosure of information in risk questionnaire of Life and Health insurance. Distinguishing between good faith and fraud is a skill that any underwriter in this area has to master, in order to sort out any doubts in advance and deliver the best possible service to the insured in case of loss.

The secret of an objective approach is keep things perspective, and the best way is monitoring the world from a satellite to study most of what is happening to the Earth. Aeronautical engineer Miguel Belló-Mora was farsighted when he founded DEIMOS SPACE and launched the first Spanish privately held satellite, Deimos 1, capable of sending 4 million kilometers of high resolution images every day. With a business plan with products for the study of agriculture, environment, climate change and insurance, he is already planning on launching Deimos 2 in 2013.

Death, though unknown, apparently distant, and inevitably painful, is a subject that needs to be discussed. Trébol reviews with journalist Nieves Concostrina, editor of Adiós magazine, many of the traditions and historical anecdotes related to the ways of saying goodbye to those beloved. The professional view on funerals is completed by José Vicente Aparicio, Deputy Director General of FUNESPAÑA, who describes the range of services available for the insured and relatives of any belief, always seeking to assist with the formalities and relieve the grief.