Editorial
We are living in the “Bio Era”, Dr. Ana Luisa Villanueva, Life, Health and Personal Accident Chief Medical Officer at MAPFRE RE, reminds us in this issue of Trébol. This is the term used in medicine to describe the time that has arrived through the appropriate combination of many scientific disciplines such as biology, chemistry, physics, IT and environmental technology, amongst others.
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Articles
Biomedicine, Biomarkers, Biomechanics and Predictive Medicine
Ana Luisa Villanueva Madrid - Spain
Calculating capital under QIS5
Dr. Eduard Held. Zürich - Switzerland